The Chatlos Memorial Chapel, highlighted here in the late afternoon October sun, is one of the “jewel pieces” of The Cove Billy Graham Training Center, near Asheville. Set on 1,600 acres, the training property is just gorgeous this time of year. We’re here along with about 40 others in a four-day retreat sponsored by the Christian Management Association . Speaker Saturday morning was Fred Smith of The Gathering . Smith is one of the nation’s experts in philanthropy and part of his presentation was an explanation of 12 trends in evangelical philanthropy he sees today.